SME Development Funds

Invest in local businesses with Ludeva’s SME Development Fund. Earn structured returns while empowering Kenyan entrepreneurs and SMEs.

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SME Development Funds

Support the growth of small and medium enterprises across Kenya while earning competitive returns from structured business lending.

Ludeva's SME Development Fund is a powerful way to grow your wealth while helping businesses thrive. We allocate investor capital to vetted small and medium-sized enterprises (SMEs) that are ready to scale but need financing for equipment, stock, operations, or technology.

Why Invest in SME Development?

  • Support Economic Growth: Help create jobs and stimulate the economy by empowering local entrepreneurs.
  • Structured Monthly Returns: Receive fixed repayments based on agreed lending terms and interest.
  • Risk-Mitigation: Each SME undergoes due diligence, financial analysis, and performance monitoring.
  • Impact with Profit: Earn meaningful returns while creating real business impact in underserved markets.
  • Diversification: Your funds are pooled into multiple businesses across different sectors.

How to Start Investing

  1. Register: Create your Ludeva investor account.
  2. Choose a Fund Package: View SME portfolios available for funding and their expected return timelines.
  3. Fund Your Investment: Deposit capital through your preferred payment method (M-Pesa, card, bank).
  4. Track Progress: Monitor your portfolio performance and repayments via your investor dashboard.
  5. Get Paid Monthly: Receive interest payouts or compound your earnings by reinvesting.

Who Can Participate?

The SME Fund is suitable for:

  • Individuals seeking fixed-income investment opportunities
  • Groups, SACCOs, and Chamas aiming to support local enterprise
  • Professionals looking to invest beyond traditional markets
  • Social impact investors balancing returns and purpose

Invest in Kenya's Future, One Business at a Time

Get started with as little as KES 2,500 and be part of powering business resilience and job creation.